Mental Health Watchdog Calls for Investigation into Rise in College Suicides

Psychiatric Drugs and Suicide

Antidepressants Kill

CCHR Florida

CCHR is calling for an investigation into the link between the increasing number of suicides and the increasing use of psychiatric drugs by college students.

An investigation needs to be held on the continual push for more money to fund mental health programs in our schools and the psychiatric drugging of students and who is benefiting from this push.”

— Diane Stein, President of CCHR Florida

CLEARWATER, FLORIDA, UNITED STATES, July 22, 2018 / — The Citizens Commission on Human Rights (CCHR), a non-profit mental health watchdog organization dedicated to the eradication of abuses committed under the guise of mental health, is calling for an investigation into the link between the increasing number of suicides and the ever increasing use of psychiatric drugs by college students.

According the Suicide Resource Prevention Center, suicide is the second leading cause of death among college students and a significant number of students have seriously considered taking their own lives.[1] The statistics being promoted are alarming with more than 1,000 suicides on college campuses each year, which equates to 2-3 suicide deaths every day.[2]

But what is not being as widely promoted is the number of college students taking psychiatric drugs with many students arriving to campus already on an antidepressant. An article in the New York Times highlighted this fact when they reported that from 1994 to 2006, the percentage of students treated at college counseling centers who were using antidepressants nearly tripled, from 9 percent to over 23 percent.[3]

Suicide is a proven side effect of antidepressants and it is also known that the more drugs prescribed and the more psychiatric “treatment” made available the more suicides occur.[4][5][6] Yet the solutions that are being pushed to stem the tide of college suicides are access to more mental health programs, funding for such programs and drugs.

“An investigation needs to be held on the continual push for more money to fund mental health programs in our schools and the psychiatric drugging of students in this country and in our state,” said Diane Stein, President of the Florida chapter of CCHR. “A good hard look needs to be taken at who is benefiting from this push as it certainly is not our children.”

As a public service, CCHR makes available information on the dangers of psychiatric drugs while exposing the profitable relationship between psychiatry and the pharmaceutical industry via booklets and videos. A documentary uncovering the profit-driven marketing of harmful psychotropic drugs at the expense of patients, families and communities, The Marketing of Madness, is shown regularly and free of charge at the CCHR center located at 109 N. Fort Harrison Ave in Clearwater, Florida. To learn more, please call 727-442-8820 or visit the website for more information.

About CCHR: Initially established by the Church of Scientology and renowned psychiatrist Dr. Thomas Szasz in 1969, CCHR’s mission is to eradicate abuses committed under the guise of mental health and enact patient and consumer protections. It was L. Ron Hubbard, the founder of Scientology, who brought the terror of psychiatric imprisonment to the notice of the world. In March 1969, he said, “Thousands and thousands are seized without process of law, every week, over the ‘free world’ tortured, castrated, killed. All in the name of ‘mental health.’” For more information visit,


[1] Suicide Prevention Resource Center (2014) Suicide Among College and University Students in the United States,

[2] The College Mental Health Crisis: Focus on Suicide (2017) Gene Beresin

[3] The Antidepressant Generation (2014) Doris Iarovici, M.D.

[4] Do Antidepressants Increase Suicide Attempts?

[5] The Relationship Between General Population Suicide Rates and Mental Health Funding, Service Provision and National Policy: a Cross-National Study

[6] National suicide rates and mental health system indicators: An ecological study of 191 countries

Diane Stein
Citizens Commission on Human Rights of Florida
(727) 422-8820
email us here

National News Journalist Exposes Link Between Antidepressants & Violence/Suicide

Source: EIN Presswire

NG1 Technologies CTO named Global CleanTech Ambassador for AllHumanity Group

"I am honored to be working with All Humanity in its global efforts towards planetary sustainability and promotion of the 17 United Nations sustainability goals'”

— Dustin Nord

SARASOTA, FL, UNITED STATES, July 22, 2018 / — AllHumanity Group Holdings is proud and honored to announce the appointment of Dustin Nord as Global CleanTech Ambassador for the AllHumanity Group. In accepting this appointment Mr. Nord will be coordinating between inventors, organizations, government agencies and nations to bring socially responsible and profitable clean technologies to the global environment. Nord, co-founder of the Sarasota based company NG1 Technologies (NG1) has a personal mission to seek inventors and develop green technologies that create real change through efficiency and bring those inventions to market. Nord and co-founder Cynthia O’Donnell, developed the NG1 TechFlo exhaust system, which uses a vortex design that dramatically increases the efficiency in an internal combustion engine. NG1 became the Grand Prize winner of the largest clean technology accelerator competition in the world in 2014, the Cleantech Open. NG1 was awarded a Department of Energy Grant to research how symbiotic technologies combined can make emissions control technology more efficient and effective. The founders went on to establish NG2 Solutions to hold patents of this flow technology in other fields, and created an inventor network of technologies to solve the worlds clean energy challenges.

Nord has become a thought leader in the green technology sector, working with national organizations like AllHumanity, Unify Earth, MSET, Cleantech Open and other incubators and sustainability organizations across the country to promote sustainability by networking inventors and combining existing technologies together to create a triple bottom line (People, Planet, and Profit). Nord will vet technologies and work with All Humanity Group's network and efforts to get innovative solutions to the right places.

“My mission as ambassador is to bridge the gap between inventors, funding, and team building resources and to create a standardized model of engagement as a safe passage process for inventors. Currently 80% of technology companies fail, which is an enormous loss of human ingenuity. This knowledge should be documented for posterity, instead of lost to history. Therefore AllHumanity, NG2 Solutions, and Unify Earth have come together, to create an advanced Blockchain of environmental Solutions for future use.” ~ Dustin Nord

About NG1 Technologies
Dustin Nord and Cynthia O’Donnell founded NG1 Technologies with the goal of creating global change. They now provide a product for all internal combustion engine industries, with some of the highest recorded fuel savings and engine performance increases on the market. The NG1 system works with all fuels tested to date while reducing emissions and sound pollution. A 2014 Grand Prize winner of the Cleantech Open, 2016 Emory business top tech SE and 2016 Department of Energy grant awarded for advanced emissions control. The company's signature offering, NG1 TechFlo Exhaust, is an aftermarket exhaust system that has proven, through on-road, dyno, engine and lab testing, including SAE 1264 fuel testing, to provide 10%+ fuel savings for diesel engines and is currently designed and manufactured in America. It uses an advanced application of fluid dynamics to enhance the efficiency of diesel engine fleets, including shipping, delivery, logistics, agriculture, oil and gas, stationary and utilities.

About AllHumanity Group
AllHumanity Group creates teams and partnerships across multiple non-profit, for-profit, educational, governmental and international sectors to increase the impact of humanitarian aid and advancing the 17 sustainability goals (SDG) of the United Nations.

Cynthia O'Donnell
NG1 TechFlo Exhaust
email us here

Source: EIN Presswire

Law Firm Marketing 101: Lawyers Need Blogs for Their Marketing Plans

Law Firm Marketing Agency

Mary Ann Fasanella, CEO of Advisory Concept Evolvers, tells you why lawyers need blogs as part of their marketing plan.

Blogs are incredibly beneficial to law firms in terms of marketing and should be standard as part of their marketing plan.”

— Mary Ann Fasanella, CEO

PHILADELPHIA, PENNSYLVANIA, UNITED STATES OF AMERICA, July 22, 2018 / — Lawyers Need Blogs for Their Marketing Plans

Ever since blogs came on the scene, they have become a popular way to showcase a person’s expertise and interests. Soon it wasn’t just crafters who were blogging; businesses where adding blog feeds to their websites.

However, they were misusing their blogs. Instead of creating a valuable opinion or explaining a new trend, people were using blogs to repeat their services and/or products just to have more content.

Blogging has become a big industry, with numerous resources out there on how to create a blog and make money with it (e.g., ads).

Blogs are targeted content. They are expected to be part of a website and are one of the many great legal marketing ideas. There are many reasons why lawyers should add blogs to their content marketing plans.

Reasons for Having a Blog Page

1. A Conversation Starter. When you give your opinion, it starts a conversation. All leads start with a conversation, whether electronic (email, chat or contact form) or in-person (consultation or networking). Potential clients can check out your blog on your website or via RSS. By subscribing by RSS, they will be alerted when new content is posted.

Content marketing is very important to a website. It shows just how authentic your content is and its quality. No one wants to read content that isn’t interesting, personal or helpful. This means that when marketing your law firm, you need to seriously consider content marketing strategies, and focus those strategies on providing direct answers to questions potential clients may have.

2. An Educational Tool. The best way for people to remember your law firm’s name is to help them without making contact. What I mean by this is to make your blog educational. Give some tips on a problem they may be facing (e.g., bankruptcy).

For example, a blog topic can be the most asked legal questions and answers. The more topics you have, the more people you can help.

This will create an atmosphere where prospective clients will feel comfortable enough to want to contact you for a consultation. Also, instead of creating a long email, you can insert a link to one of your blogs to save time and to showcase your expertise on the issue.

3. Saves Money. Instead of hiring a PR firm or social media specialist, you can simply post a blog. This gives you the opportunity to broadcast your opinion and to create a following.

Your blogs can also be shared, which can create leads. You can even use Twitter or Instagram to promote your latest blog.

4. Creates Followers. If you post your blog daily or weekly, you are creating a following because people will want to see what you have posted – fresh content. Remember, it’s important to be consistent with posting content.

5. Creates Traffic to Your Website. When you create content, you will naturally use keywords to describe your business and industry. This is search engine optimization (SEO). SEO is how your website gets found quickly on the Internet.

The goal is to get listed on page one of Google. This does not happen overnight. No one can guarantee this or for how long, since Google is the boss.

Google is constantly changing its algorithms to be smarter at categorizing websites (and finding those using black hat SEO tricks). You can also use phrases (long-tail keywords) or enter a question to narrow down the search. SEO legal is designed to attract people to your website based on the legal problem they searched for.

Before contacting a lawyer, people will research their problem and see who is the leading expert on it. Your blog (and website) will not only tell them what they will need to know about their legal issue, but they’ll also get a feel for your firm and its staff. It’s not just about the content; the design and navigation can also be turn-offs for visitors.

Blogs in Law Firm Marketing

Blogs are the key to letting people know you are on top of the latest legal issues and they help build strong SEO. At ACE, we know how important blogs are to lawyer marketing. They are just one piece of the marketing pie, along with legal research, web design and advertising.

Blogs are also considered to be proactive marketing because you are constantly creating blogs on topics; one of which will be a person’s legal problem. By discussing a legal issue, you are reducing the anxiety one has towards it. You are letting the reader know that he or she is not alone and that others have been in the same situation with positive results.

Get in Touch With Us Today!

Advisory Concept Evolvers offers innovative legal marketing services to build your client book. We have the experience and track record to make your law firm more profitable, efficient and relevant. Call or email us today!

Readers of this information also read:

Law Firm Content Marketing: (

Mary Ann Fasanella, CEO
Advisory Concept Evolvers
email us here

Source: EIN Presswire

How to Cover the Costs of a Live-in Caregiver for you or your Loved One

Comfort Keepers Philadelphia, PA..

Philadelphia Caregivers

Choosing a qualified caregiver is only half the battle; the other half is finding a way to pay for it when you can’t pay out of pocket.

Often, one of the first thoughts that comes to mind when considering in-home care for your loved one is about covering the cost. We want you to know there are options to consider.”

— Michele Berman, Owner

PHILADELPHIA, PENNSYLVANIA, UNITED STATES OF AMERICA, July 22, 2018 / — When it comes to the point where a loved one needs round-the-clock care, and you cannot provide it or do not live near the loved one, you need to use a live-in caregiver. This is certainly a stressful situation for the loved one and the family member. However, choosing the right caregiver can provide peace of mind because the loved one will be safe and cared for in his or her own home.

There are caregivers who do not live with their clients and caregivers who do live with their clients. Choosing a qualified caregiver is only half the battle; the other half is finding a way to pay for it when you can’t pay out of pocket. The cost of live-in caregiver can range from $1000 – $5,000 a month and depends on the needs of the loved one, the region where the loved one lives in (northeast vs. mid-west) if the caregiver will need room and board and transportation for the caregiver.

Ways to Pay for a Live-in Caregiver

The first thought many think of when it comes to home care assistance for seniors is Medicare. Unfortunately, Medicare does not pay for live-in care because it is considered a “covered benefit.” And Medicare Supplemental Insurance programs do not pay for this type care as well. So now what? There are still viable options for paying for home health care.

Medicaid (depending on the state) does have programs that provide financial aid through “Consumer-Directed HCBS Waivers.” They are programs that provide nursing-home level care in seniors’ homes. They allow the senior to choose a care provider and the care he or she needs, which, in turn, allows Medicaid beneficiaries to use the allotted care budget to hire a live-in caregiver. Please contact Medicaid for a list of waivers. Other ways to pay for in-home caregivers are:

Long-term Insurance
Veteran Benefits
Reverse Mortgages

Another way to pay for a live-in caregiver is through long-term insurance. It seems today there are numerous policies that cover everything from flood damage to cancer care. So, it is not surprising that there is long-term insurance for senior care. These insurance companies reimburse policyholders for the amount spent on services used to help them with daily living activities, such as personal care and meal preparation (what a live-in caregiver does). You may not qualify for long-term insurance if you have health issues or are already receiving long-term care. Please note that many have limits on the term of the care and the cost.

If your loved one is a veteran, here are two great programs that would be used for financial assistance. The first program is the Veteran-Directed Home and Community-Based Services. Veterans can receive nursing-home care in their home, their caregiver’s home or in a senior living community. Veterans receive a budget and can choose their care providers instead of receiving services from the VA health system.

The other program is the Veterans Aid & Attendance Benefit (also known as the Special Pension Benefit) by the Department of Veterans Affairs. It’s tax-free and provides veterans and their spouses, over the age of 65, financial aid for a caregiver who regularly helps them with at least two daily living activities, such as shopping, eating, grooming, and dressing.

For seniors who own their own homes, they can do a reverse mortgage. This is when a homeowner receives a portion of his or her home equity in cash or as a monthly payment, which can be used for in-home care. The loan doesn’t have to be paid back until the last borrower passes away or moves away (for one full year). The home must be sold, and the lender is paid back in full (plus interest). A reverse mortgage will not affect Medicare or social security benefits but may affect Medicaid. The loan can even be refinanced! The only stipulation is that senior must live in the home.

If you are interested in finding a live-in caregiver, please contact Comfort Keepers at (877) 698-9394 to find the right plan of care that meets you or your loved one’s needs.

Other Topics Read with this:

Interactive Care Giving:
Getting help agreed to by your loved on:

This release was drafted by Results Driven Marketing, LLC: a full-service digital marketing, public relations, advertising and content marketing firm located in Philadelphia, PA

Michele Berman, Owner
Comfort Keepers
email us here

Source: EIN Presswire



Your London Legacy Logo

Founder & Host

Steve Lazarus

View from rooftop over Picadilly

London skyline

Your London Legacy – Telling the Timeless Stories of London's hidden personalities

I've been interviewed by a number of podcasts but none has been as enjoyable as my interview with Steve, I have no doubt the podcast will be a great success, due to Steve being a great professional”

— Michele Attias

LONDON, UK, UNITED KINGDOM, July 22, 2018 / — Your London Legacy is the first and only podcast ‘’telling the timeless stories of London’s personalities’’.
Your London Legacy is the brainchild of Steve Lazarus who was born and brought up in North West London where he has lived and worked all his life, with his wife and two grown up children. He has a love for London and Londoners who he knows each have a unique and fascinating story to tell.
Your London Legacy is the voice of Londoners, from artists, poets and authors, to musicians, charity workers, mud larkers and tattooists. All ages and all cultures from every walk of life, are represented on Your London Legacy, recognizing that everyone has contributed to the melting pot that comprises over 8 million residents today.
In each episode Steve interviews, a London personality on their own patch, in an informal, conversational, yet probing style. Having worked as an Insurance Loss Adjuster for nearly 30 years, Steve is adept at seeking the truth, which is sometimes uncomfortable, occasionally disturbing or painful, but always fascinating and insightful.
Each interview lasts around an hour or so and there will be two episodes released each month, though this is likely to increase to one each week very soon.
No other podcast exists that provides a platform for Londoners to tell their own personal story and what they have achieved in their sphere of activity, be it personal, or business achievement. Its all about their story, and their legacy in their own words.
One of Steve’s first interviewees, author and publisher Rose Sandy said , being interviewed for Your London Legacy was ‘’a huge pleasure Steve. I was very honoured and flattered you took an interest in my books, my work and story. Writing can be a lonely business. I really enjoyed the interview. I love the idea and branding of your podcast’’

Notes to Editor
Your London Legacy was launched 2 July 2018.
twitter @yourlondonlegacy
Instagram @yourlondonlegacy
For more information contact Steve Lazarus 07782 195 455 or email

Steven Lazarus
The Claims Desk
email us here

Source: EIN Presswire

SmartCard Marketng Sys Inc (OTC:SMKG) releases White paper, Sandbox & API’s for its Blockchain technology

The new blockchain offering for KYC, AML & ICO compliance, by SmartCard Marketing Sys Inc (OTC:SMKG)

MANHATTAN, NEW YORK, UNITED STATES, July 22, 2018 / — SmartCard Marketng Systems Inc (OTC:SMKG) releases White paper, Sandbox with API’s for its Blockchain accelerating adoption by FI’s, ICO’s & MSB’s

New York

"Tech Trends 2018" included a section titled " Blockchain to blockchains: Broad adoption and integration enter the realm of the possible ." The Deloitte analysts call the reader's attention to Gartner's prediction that distributed ledger technology's business value-add will grow to $176 billion by 2025 , and the argument that blockchain technology is on a clear path toward broad adoption, with use cases of increasing scope, scale and complexity.

SmartCard Marketing, Inc. (OTC:SMKG), a Fintech solutions provider to the global payments and incentives industry announced today the release of its Blockchain sandbox with API’s, also included a White paper for supporting business use cases. The technical specifications released will facilitate the evaluation and business case uses for financial institutions, Initial Coin offerings, Cryptocurrency issuers and Money Service Businesses. The immediate benefit will accelerate adoption and implementation strategies by customers.
“We are excited to the release of our blockchain offering as it solidifies our engagement with our resellers, distributors and partners in Asia, India, Africa & North America. We have a disruptive payments and incentives mobility technology portfolio, with the extended capability of Blockchain we can provide scalable solutions that prepare our customers for the future of Cryptocurrency swaps, Transfer Payments (ACH, Invoicing, EFT, Checks, Credit Cards, Cash) and Microfinancing programs for b2b, b2bc & b2c.” Said Massimo Barone, CEO of SmartCard Marketing Systems. “

The company has secured several Proof of Concepts underway with large financial service providers in the Banking and Telecom sectors. The key focus of many Card issuers and Acquirers remains converting existing and new customers for KYC & AML compliance while leveraging the digital capabilities to expand into their financial services for the benefit of seamless and secure information exchange with partners and vendors.
About SmartCard Marketing Systems, Inc.

SmartCard Marketing, Inc. (OTC:SMKG) is a Fintech solutions provider to the global payments industry delivering SAAS solutions to Card Issuing & Acquiring banks, telecoms & global enterprises. The company develops proprietary industry specific applications for payment & incentives issuance, processing and redemptions for Mobility and Ecommerce. The company's brands include;,,,, & its most recent offering for Task & Content management.

For more information, go to
Visit our Youtube channel
We seek safe harbor.

CEO Mr. Massimo Barone, SmartCard Marketing Systems Inc.
1-844-THE_PAYMENT (843-7296)

Massimo Barone
SmartCard Marketing Systems Inc
email us here

Source: EIN Presswire

Pam Levin's Hilarious Comedy TALES OF MODERN MOTHERHOOD THIS SH*T JUST GOT REAL Back for ONE NIGHT at White Fire Theatre

Philadelphia Native, Pam Levin

Tour de Force, Pam Levin brings her hilarious comedy Tales of Modern Motherhood This Sh*t Just Got Real to White Fire Theatre Tuesday, July 24th

This one woman show is witty, entertaining, poignant, real, raw, all in one; in short, it’s everything fine theatre should be.”

— Bonnie Priever – Curtain Up

LOS ANGELES, CALIFORNIA, USA, July 22, 2018 / — To birth or not to birth, that is the question, but what if, “to NOT” is a deal breaker? Pam Levin had managed to convince her husband Brett to postpone parenting for 5 years, but now time’s up and her husband’s biological clock is ticking. However, Pam has a different strategy…SPERM ASSASINATION! “Tales of Modern Motherhood…this sh*t just got real” is Pam Levin’s brutally funny comedy about the fear of becoming a parent, and why she seriously considered just settling for a dog.

Tales Of Modern Motherhood has played to sold-out houses from coast to coast since it opened last year. On the heels of another sold out show last month in Philadelphia, Levin is bringing it back to LA one more night at the Whitefire Theatre after headlining the Whitefire's Solo Fest 2018 in January and February. The East Coast Premiere, Off-Broadway, sold out at the United Solo Festival in New York City and was awarded with two encore performances. Audience members return over and over again connecting with Levin in wonderful ways whether they have children or not.

One Night Only: Tuesday, July 24, 2018 at 8 PM – White Fire Theatre (13500 Ventura Boulevard, Sherman Oaks 91423) Tickets are $20 (Student & Senior Discounts available) at Brown Paper Tickets.

Pam Levin is a veteran of the stage and the solo show genre. She toured all over the world, off and on for six years with the AWARD-WINNING show, The Quiet Room. She also had the pleasure of performing, In My Own X-Rated Words, written by Fredrica Duke for the last 2 1/2 years in Los Angeles. This is Pam’s first time writing her own solo piece, which she crafted in Terrie Silverman’s Solo Master Class in LA.


Follow the show on INSTAGRAM

Anita Lee
Anita Lee Publicity Etc
email us here

TOMM Trailer

Source: EIN Presswire

How to fix up a dated kitchen to sell your home

CALGARY, ALBERTA, CANADA, July 22, 2018 / — If you’re planning on selling your home, your dated kitchen could deter buyers and even lower your asking price. Kitchen renovations are expensive, and it might not be possible to invest in a total remodel. There are some things you can do to fix up your dated kitchen that are cost-effective, have a good return on investment and can help attract buyers.
Invest in Cabinet Refinishing
Cabinet refinishing is when you keep all the components of your cabinets but paint or stain them a new colour. Companies that offer cabinet painting will remove all the drawers and doors and refinish them along with the box faces and all exposed panels. This will give your kitchen a totally new look and can cost less than 25% of a full replacement. You can do cabinet refinishing if our cabinets are still sturdy and in good shape.
Tip: Consider painting your cabinets white. This will give your kitchen a bright, welcoming and open look. It also creates a neutral pallet for home buyers to imagine their own décor and design ideas in your home.
Get new appliances.
You don’t have to splurge on the best, most high-tech appliances on the market, but if your appliances are decades old and clearly falling apart, purchasing new, functional ones can go a long way. Buyers will not like the idea of having to replace old appliances when they move in. Get some standard, nice-looking replacements. If the buyer wants an upgrade, they can worry about that later. For now, they want to move into a house with a working fridge and stove.
Replace the countertops.
After the cabinets, the countertops are a big visual when you walk into the kitchen. Dated and damaged countertops are not working in your favour if you’re trying to sell. Replace your old countertops with quality laminate countertops. Laminate has come a long way over the years and can be made to mimic the look of natural stone like granite, marble and quartz. Having a new surface can really improve the aesthetics of the kitchen. is a free online directory of pre-screened, certified and trustworthy companies in the home service industry, including cabinet refinishing companies It is not a review site. All companies listed on RenovationFind have passed background checks and are continually monitored to ensure they’re meeting standards. They are all screened to ensure they have legal, credit, they have a legitimate business license, insurance, and customer complaints are reviewed. Those companies who are members of the Better Business Bureau (BBB) receive a higher rating.

“We’ve all heard stories of people being ripped off by bad contractors,” said Riley. “If you are looking for a contractor to install a new driveway or concrete countertops, you should go beyond online reviews and check their references, ask to see proof of insurance, a valid business license and examples of their work. Being thorough in your research and asking to see these things is your right as a consumer.”

If you’re planning on upgrading your kitchen you might want to do research and read >>> options for a kitchen upgrade.

Keith Riley
email us here

RenovationFind Intro

Source: EIN Presswire

நாடுகடந்த தமிழீழ அரசாங்கம் அறிமுகப்படுத்தும் TGTE TV அங்குரார்ப்பணம் – 22.07.2018

உலகப்பரப்பெங்கும் பரந்து வாழுகின்ற மக்களை ஒரே அணியாக்கி தேசியம் நோக்கி பயணிக்கின்ற செயற்பாடுகளை ஐநா வரை தமிழர் தரப்பால் முன்னெடுக்கப்பட்டு வருகின்றது.

LONDON, UNITED KINGDOM, July 22, 2018 / —

தாயகம், தேசியம், தன்னாட்சியுரிமை எனும் தொனிப்பொருளுடன் இயங்கும் நாடுகடந்த தமிழீழ அரசாங்கம் தேசிய விடுதலை தொடர்பான செயற்பாடுகளை உலகம் எங்கும் வாழும் தமிழ் மக்கள் மத்தியில் எடுத்துச் செல்லவும் மக்கள் மத்தியில் தேசிய விடுதலை தொடர்பான விழிப்புணர்வை உருவாக்கி தேசிய விடுதலைக்கு வலுச் சேர்க்கும் முகமாக நாடுகடந்த தமிழீழ அரசாங்கத்தால் புதியதோர் முயற்சியாக ஊடகம் மற்றும் பொதுசன விவகாரங்களுக்கான அமைச்சினால் TGTE TV அறிமுகப்படுத்தப்படுகின்றது.

காலம் :

22.07.2018, ஞாயிற்றுக்கிழமை

நேரம் :

மாலை 16:00 தொடக்கம் 19:00 வரை

இடம் :

Harrow Civic Centre,

2nd Floor, Station Road,

Harrow, HA1 2XY
Buses : 140,186,182

Nearest underground : Harrow & Wealdtone

Free car park available.

இணையம் மூலமாக பார்வையிட :

இன்றைய நிகழ்வின் நேரடி ஒளிபரப்பு இணையத்தின் ஊடாக ஒளிபரப்பப்படும்.

Phone: +44(0)7896 588 369

Email: info@tgte.yv

ஊடகம் மற்றும் பொதுசன விவகாரங்களுக்கான அமைச்சு,
நாடுகடந்த தமிழீழ அரசாங்கம்
+44(0)7896 588 369
email us here

Source: EIN Presswire

Real Estate Lawyer comments on Illinois Appellate Decision finding Title Insurance Company not responsible for damages

William B. Blanchard, Real Estate Attorney

William B. Blanchard, Real Estate Attorney

Website of Gaia Title, William B. Blanchard, General Counsel

Website of Gaia Title, William B. Blanchard, General Counsel

William Blanchard, Attorney Listing on

William Blanchard, Attorney Listing on

Attorney Profile of William B Blanchard

Attorney Profile of William B Blanchard

Blog of William B Blanchard at

Blog of William B Blanchard at

Though it took 18 months to clear liens, Title Insurance Company not liable; this will affect real estate transactions where lien is discovered after closing.

Gaia Title/William “Bill” Blanchard, Real Estate Attorney (N/A:N/A)

Title insurance companies … in the future will cite this case as precedent for a broad interpretation of both Section 4’s grant of discretion and Section 9’s protection from liability.”

— William "Bill" Blanchard, Real Estate Lawyer

ST. CHARLES, ILLINOIS, UNITED STATES, July 21, 2018 / — Real Estate Attorney William B. Blanchard, general counsel for Gaia Title, Inc., spoke about a recent real estate law case where the Illinois Appellate Court held that the standard ALTA Owner’s Policy gives a title insurance company wide latitude in how to remove liens from the title, and protects it from liability for damages. This court opinion may affect any real estate purchaser who seeks to have liens or other encumbrances removed from a title insurance policy after closing.

The case of Wade v. Stewart Title Guaranty Company arose from a breach of contract regarding a title insurance policy for a multi-unit residential building in Chicago, Illinois. Plaintiff Josephine Wade, the purchaser of the property, filed suit against Stewart Title Guaranty Company (“Stewart Title”), alleging that it had failed to timely remove defects on the property’s title. As a consequence of the delays, according to Ms. Wade, the building was demolished because she could not comply with the City of Chicago’s building code. The trial court ruled in favor of Stewart Title, finding that the title company did not breach any duties under the policy. The Illinois Appellate Court affirmed, noting that the Plaintiff did not meet the burden of proof needed to establish that the 18 months Stewart Title took to clear the defects was not “reasonably diligent.”

Apparently, the title insurance company pursued lengthy litigation during which time the building’s value quickly deteriorated. The litigation was designed to settle the liens for less money, rather than immediately paying the liens in full. Section 9. of the title insurance policy, “Limitation of Liability,” provided: “If the (Title) Company establishes the title, or removes the alleged defect, lien or encumbrance *** in a reasonably diligent manner by any method, including litigation and the completion of any appeals therefrom, it shall have fully performed its obligations with respect to that matter and shall not be liable for any loss or damage caused hereby.”
Section 4 of the policy gave the title insurance company the right to determine how to defend or settle the claims. On ambiguity of provisions in insurance contract, the Court stated, “…an insurance contract will be liberally construed in favor of the insured. First Chicago Insurance Co. v. Molda, 2015 IL App (1st) 140548, ¶ 33.” Then, ironically, the Court held that Plaintiff had the burden of proof to show the defense was not “reasonably diligent.” Note that the trial court heard evidence that the defense provided by Stewart Title was for its own benefit, and to the detriment of their policy holder.

Mr. Blanchard stated, “this decision is important for anybody in a real estate transaction where a lien or other encumbrance is first discovered after closing. Basically, the standard title insurance policy provides that you must let the insurer do the job in any manner it chooses. The appellate court concluded that if the policy owner suffers damages while the title company engages in its defense, a policy holder cannot prevail in a claim damages absent clear and convincing evidence that the defense did not act in a “reasonably diligent” manner.”

“This is an important case also for what the Court didn’t consider in reaching its opinion,” adds Mr. Blanchard. “The Appellate Court affirmed because the reasonableness and diligence of the title insurance company’s defense was a matter for the trial court to determine based upon the evidence presented. Before this case, a plaintiff was required to present evidence that it suffered damages during the time it took the title company to remove title defects, and it was then up to the title company to present evidence that its efforts were reasonably diligent.”

“Title insurance companies defending similar actions in the future will cite this case as precedent for a broad interpretation of both Section 4’s grant of discretion and Section 9’s protection from liability. The ruling is contrary to Illinois precedent establishing that unclear terms in insurance policies should be interpreted in favor of Plaintiffs, and shifts the burden of proof on the question of “reasonable diligence” from Defendants to Plaintiffs,” opines Mr. Blanchard.

The case is Wade v. Stewart Title Guaranty 2017 ILAP (1st) 161765. The full opinion is on the court website


William B. Blanchard is General Counsel for Gaia Title, Inc. and a real estate law attorney representing clients in the Western suburbs of Chicago in all types of real estate transactions including real estate closings, short sales, and real estate tax appeals. See

As General Counsel, Mr. Blanchard provides title insurance examinations, commitment and policy reviews, supervises closing activities and regulatory compliance issues. Mr. Blanchard received his Juris Doctor Degree from DePaul University College of Law in 1972, and was admitted to the practice of law in Illinois in 1973. His LinkedIn Profile is at

William B. Blanchard, Attorney at Law
Gaia Title, Inc.
(630) 560-4940
email us here

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Source: EIN Presswire